Most Americans live month to month and the systematic fleecing of our economy through artificial oil price increases by speculative institutional traders taking advantage of a lax Federal regulatory environment was a very harsh tax. The only reason this happened was a failure in leadership combined with a blatent disregard for the needs of average citizens. What is most shocking for me is that Wall Streeters now being bailed out, created the credit problem to begin with due in part to their market speculative market plays. So, we get to pay twice: they took it out of our wallet at the pump and now out of your paycheck to fund the bailouts. Watch this CBS 60 Minutes feature from January 11, 2009 video and if you are like me, be prepared to get good and mad!